Istrazivanja i projektovanja za privreduJournal of Applied Engineering Science


DOI: 10.5937/jaes12-6098
This is an open access article distributed under the CC BY-NC-ND 4.0 terms and conditions. 
Creative Commons License

Volume 12 article 286 pages: 137-144

Tomas Hanak
Faculty of Civil Engineering, Brno, Czech Republic

Jana Korytarova
Faculty of Civil Engineering, Brno, Czech Republic

Natural disasters may have a catastrophic impact on the lives of people, company operations and property. The impacts of these disasters fall into the category of natural hazards and belong to stan- dard insurance policies; however, they are problematic from the point of view of the varying degree of risk facing the insured objects in different locations. The objective of this paper is to discuss and assess the potential of applying risks zoning to the Czech Republic on the examples of the selected natural hazards of floods, snow load, windstorm and hailstorm. The assessment is conducted us- ing available statistical data and a severity index. It is concluded that after the flood hazard, it is the combined risk of windstorm and hailstorm which has the biggest potential for the introduction of risk zoning for insurance purposes.

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Brno University of Technology, Faculty of Civil engineering; Project number: FAST-S-14-2488; Project title: Effective management of processes in construction.

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